01Finance

Financial calculators — run the numbers before the deal

Loan and overpayment, personal budget and debt load, the P&L and EBITDA of your business. A one-minute express check — free.

Enter your terms — we will show the payment, the total overpayment and the savings from early repayments. The annuity formula, honestly applied.

Monthly payment —

Total paid to the bank —

Loan overpayment —

Add any amount on top of the payment — and part of the overpayment stays with you. Extra payments go toward shortening the term.

Adding on top of the payment, ₽/mo — 5 000 ₽

Interest savings —

Term shortens by —

The calculation is approximate, annuity scheme; exact terms are in your loan agreement.

We will dissect your loan and find where you overpay.

02Personal budget

Where the money goes — a one-minute check

Four numbers — and you see your free cash flow, debt load and safety margin.

Free per month—

Debt load (DTI)—

Saved up in a year—

—

This is an express check. A SHERKHAN MM finance manager will sort your inflows and outflows, find the leaks and draw up a plan.

03For business

Four numbers from revenue and expenses — and you see whether the business actually makes money.

Gross profit—

EBITDA—

EBITDA margin—

—

Full management reporting — P&L, EBITDA, cash flow and break-even point — from 20 000 ₽, assembled from your bank statements.